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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,390 | $95,188-0.8% | $76,518+23.4% | $135,380-30.3% |
| Participation rate | 60.0% | 74.4%-14.4pp | 68.0%-8.0pp | 82.6%-22.6pp |
| Annual return | 321.69% | 4.85%+316.8pp | -0.27%+322.0pp | 519.81%-198.1pp |
| Employer contribution / active EE | $3,410 | $3,303+3.3% | $2,647+28.8% | $4,779-28.6% |
| Participant deferral / active EE | $9,400 | $4,640+102.6% | $3,836+145.1% | $5,609+67.6% |
| Admin fee / account holder | $1,036 | $6,249-83.4% | $4,849-78.6% | $10,828-90.4% |