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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,263 | $175,231-77.0% | $149,696-73.1% | $139,466-71.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.68% | 166.77%-146.1pp | 134.46%-113.8pp | 373.66%-353.0pp |
| Employer contribution / active EE | $2,218 | $5,478-59.5% | $4,821-54.0% | $4,754-53.3% |
| Participant deferral / active EE | $4,557 | $6,521-30.1% | $5,682-19.8% | $6,712-32.1% |
| Admin fee / account holder | $386 | $16,155-97.6% | $13,212-97.1% | $11,409-96.6% |