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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,816 | $202,342-91.7% | $172,752-90.3% | $152,897-89.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.25% | 1029.83%-1005.6pp | 802.97%-778.7pp | 345.43%-321.2pp |
| Employer contribution / active EE | $1,624 | $5,858-72.3% | $5,144-68.4% | $4,764-65.9% |
| Participant deferral / active EE | $3,108 | $5,948-47.8% | $5,198-40.2% | $5,851-46.9% |
| Admin fee / account holder | $972 | $17,111-94.3% | $13,955-93.0% | $11,599-91.6% |