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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,909 | $135,645-1.3% | $110,243+21.5% | $135,380-1.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.73% | 513.24%-522.0pp | 314.76%-323.5pp | 519.81%-528.5pp |
| Employer contribution / active EE | $36,519 | $4,907+644.3% | $3,827+854.3% | $4,779+664.2% |
| Participant deferral / active EE | $24,481 | $5,507+344.5% | $4,672+424.0% | $5,609+336.5% |
| Admin fee / account holder | $4,776 | $11,458-58.3% | $8,548-44.1% | $10,828-55.9% |