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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,536 | $144,130-70.5% | $117,861-63.9% | $147,586-71.2% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 25.65% | 531.20%-505.5pp | 335.11%-309.5pp | 578.59%-552.9pp |
| Employer contribution / active EE | $2,234 | $4,897-54.4% | $3,786-41.0% | $4,876-54.2% |
| Participant deferral / active EE | $11,760 | $5,316+121.2% | $4,482+162.4% | $5,439+116.2% |
| Admin fee / account holder | $17,221 | $10,887+58.2% | $8,021+114.7% | $10,886+58.2% |