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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,387 | $156,963-96.6% | $121,204-95.6% | $139,466-96.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 22.99% | 1476.75%-1453.8pp | 987.18%-964.2pp | 373.66%-350.7pp |
| Employer contribution / active EE | $1,924 | $5,544-65.3% | $4,170-53.9% | $4,754-59.5% |
| Participant deferral / active EE | $3,765 | $4,848-22.3% | $4,083-7.8% | $6,712-43.9% |
| Admin fee / account holder | $773 | $6,953-88.9% | $5,651-86.3% | $11,409-93.2% |