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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL ANALYSTS Service code 17 · EIN 45-4846725 | Pension Consulting | $25,240 |
MINNESOTA LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 41-0417830 | Contract Administrator | $13,424 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,391 | $46,325-66.8% | $143,788-89.3% | $64,814-76.3% |
| Participation rate | 84.2% | 64.2%+19.9pp | 80.3%+3.9pp | 71.5%+12.7pp |
| Annual return | -2.66% | -10.05%+7.4pp | -0.03%-2.6pp | 32.84%-35.5pp |
| Employer contribution / active EE | $1,236 | $1,911-35.3% | $4,952-75.0% | $2,507-50.7% |
| Participant deferral / active EE | $2,122 | $2,647-19.8% | $5,638-62.4% | $4,310-50.8% |
| Admin fee / account holder | $47 | $154-69.7% | $14,675-99.7% | $188-75.2% |