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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,507 | $115,225-77.0% | $100,712-73.7% | $138,895-80.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 6.66% | 40.35%-33.7pp | 33.27%-26.6pp | 145.39%-138.7pp |
| Employer contribution / active EE | $1,330 | $2,771-52.0% | $2,313-42.5% | $4,194-68.3% |
| Participant deferral / active EE | $7,072 | $4,699+50.5% | $4,085+73.1% | $6,396+10.6% |
| Admin fee / account holder | $1,882 | $10,844-82.6% | $9,256-79.7% | $12,562-85.0% |