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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,645 | $110,410-62.3% | $102,437-59.3% | $145,897-71.5% |
| Participation rate | 65.0% | 77.9%-12.9pp | 74.5%-9.5pp | 80.3%-15.3pp |
| Annual return | 13.53% | 24.85%-11.3pp | 24.95%-11.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,521 | $4,217-40.2% | $3,871-34.9% | $4,663-45.9% |
| Participant deferral / active EE | $5,640 | $5,622+0.3% | $5,060+11.5% | $6,689-15.7% |
| Admin fee / account holder | $1,881 | $9,745-80.7% | $8,388-77.6% | $13,390-86.0% |