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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,773 | $138,076+64.2% | $123,553+83.5% | $135,380+67.5% |
| Participation rate | 95.7% | 84.7%+10.9pp | 82.3%+13.4pp | 82.6%+13.0pp |
| Annual return | -6.02% | 153.70%-159.7pp | 119.21%-125.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $344 | $5,152-93.3% | $4,628-92.6% | $4,779-92.8% |
| Participant deferral / active EE | $6,320 | $6,800-7.0% | $6,426-1.6% | $5,609+12.7% |
| Admin fee / account holder | $1,213 | $10,917-88.9% | $9,284-86.9% | $10,828-88.8% |