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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,259 | $135,956+113.5% | $123,894+134.3% | $273,972+5.9% |
| Participation rate | 95.8% | 84.1%+11.8pp | 81.4%+14.4pp | 83.0%+12.8pp |
| Annual return | 6.80% | 56.63%-49.8pp | 47.52%-40.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $4,595 | $5,170-11.1% | $4,617-0.5% | $4,869-5.6% |
| Participant deferral / active EE | $6,168 | $6,343-2.8% | $5,984+3.1% | $5,287+16.7% |
| Admin fee / account holder | $2,252 | $9,817-77.1% | $8,357-73.1% | $10,133-77.8% |