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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,790 | $138,076-81.3% | $123,553-79.1% | $135,380-81.0% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -9.89% | 153.70%-163.6pp | 119.21%-129.1pp | 519.81%-529.7pp |
| Employer contribution / active EE | $3,346 | $5,152-35.1% | $4,628-27.7% | $4,779-30.0% |
| Participant deferral / active EE | $7,797 | $6,800+14.7% | $6,426+21.3% | $5,609+39.0% |
| Admin fee / account holder | $1,266 | $10,917-88.4% | $9,284-86.4% | $10,828-88.3% |