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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,712 | $34,316-80.4% | $74,722-91.0% | $72,975-90.8% |
| Participation rate | 42.3% | 42.4%-0.1pp | 54.5%-12.2pp | 69.5%-27.2pp |
| Annual return | 36.87% | 26.58%+10.3pp | 753.11%-716.2pp | 81.01%-44.1pp |
| Employer contribution / active EE | $524 | $692-24.3% | $1,084-51.7% | $2,440-78.5% |
| Participant deferral / active EE | $1,331 | $1,272+4.7% | $1,963-32.2% | $3,608-63.1% |
| Admin fee / account holder | $390 | $2,125-81.7% | $3,335-88.3% | $5,124-92.4% |