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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,450 | $172,111-92.8% | $150,298-91.7% | $137,256-90.9% |
| Participation rate | 95.0% | 81.7%+13.3pp | 77.8%+17.2pp | 80.0%+15.0pp |
| Annual return | 15.54% | 69.37%-53.8pp | 62.79%-47.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,898 | $4,636-59.1% | $4,154-54.3% | $4,156-54.3% |
| Participant deferral / active EE | $4,137 | $6,166-32.9% | $5,453-24.1% | $6,407-35.4% |
| Admin fee / account holder | $351 | $16,471-97.9% | $14,116-97.5% | $12,270-97.1% |