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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,998 | $91,474-50.8% | $135,982-66.9% | $71,529-37.1% |
| Participation rate | 74.8% | 75.7%-0.9pp | 81.9%-7.1pp | 67.9%+6.8pp |
| Annual return | 25.65% | 29.89%-4.2pp | 68.32%-42.7pp | 28.97%-3.3pp |
| Employer contribution / active EE | $4,433 | $3,705+19.6% | $4,859-8.8% | $2,590+71.2% |
| Participant deferral / active EE | $8,462 | $7,095+19.3% | $7,760+9.0% | $4,291+97.2% |
| Admin fee / account holder | $7,637 | $1,267+502.6% | $10,767-29.1% | $1,588+380.7% |