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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,562 | $84,499-55.5% | $125,391-70.0% | $66,949-43.9% |
| Participation rate | 67.9% | 76.4%-8.6pp | 82.4%-14.5pp | 69.8%-2.0pp |
| Annual return | 0.00% | -8.49%+8.5pp | 572.41%-572.4pp | 1.57%-1.6pp |
| Employer contribution / active EE | $3,046 | $3,554-14.3% | $4,816-36.7% | $2,545+19.7% |
| Participant deferral / active EE | $5,916 | $6,785-12.8% | $7,448-20.6% | $4,239+39.6% |
| Admin fee / account holder | $4,353 | $685+535.4% | $10,009-56.5% | $594+633.3% |