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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,460 | $112,131-74.6% | $95,964-70.3% | $158,982-82.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 14.76% | 171.19%-156.4pp | 91.64%-76.9pp | 302.99%-288.2pp |
| Employer contribution / active EE | $1,098 | $3,199-65.7% | $2,541-56.8% | $4,763-76.9% |
| Participant deferral / active EE | $4,626 | $4,784-3.3% | $4,167+11.0% | $5,983-22.7% |
| Admin fee / account holder | $2,515 | $10,136-75.2% | $6,797-63.0% | $11,252-77.6% |