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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,459 | $92,219-82.2% | $76,767-78.6% | $135,380-87.8% |
| Participation rate | 90.0% | 79.8%+10.2pp | 77.0%+13.0pp | 82.6%+7.4pp |
| Annual return | -8.37% | 5.46%-13.8pp | 2.43%-10.8pp | 519.81%-528.2pp |
| Employer contribution / active EE | $1,224 | $3,216-61.9% | $2,485-50.8% | $4,779-74.4% |
| Participant deferral / active EE | $4,896 | $4,508+8.6% | $3,852+27.1% | $5,609-12.7% |
| Admin fee / account holder | $3,415 | $10,749-68.2% | $6,675-48.8% | $10,828-68.5% |