Filings through Sep 24, 2026.

Retirement plan

Aspida Financial Services, LLC 401(k) Profit Sharing Plan and Trust

Name: ASPIDA FINANCIAL SERVICES, LLC - ASPIDA FINANCIAL SERVICES, LLC 401(K) PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: ASPIDA FINANCIAL SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ASPIDA FINANCIAL SERVICES, LLC 401(K) PROFIT SHARING PLAN AND TRUST, ASPIDA FINANCIAL SERVICES, LLC

Aspida Financial Services, LLCEIN 47-4223933Plan #001PY 2024

2327 ENGLERT DRIVE - DURHAM, NC 27713919-246-3367

Prospect flagsHigh feesFailed to transmit contributionsFund lineup: 18 funds, $14.3M

Top hat statement on fileNQDC

Filed April 29, 2026

Plan administrator

Brian Stewart

Durham, NC 27713

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (1)

Aspida Deferred Compensation Plan24 emp

Open the filing PDF

How to read this page

Total assets (EOY)

$14.4M

+18.1% from 2023

Total participants

203

+0.5% from 2023

Average account balance

$71,743

+17.5% from 2023

Annual return

16.73%

+0.56 pp from 2023

Benchmarks

See 2,180 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,180 peers

Snapshot2024

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Analytics

See the 5-year trajectory with Solo.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
UBS FINANCIAL SERVICES INC2 years Service code 27 PO BOX 198928 · NASHVILLE, TN 37238	Advisory (Plan)	$45,950
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$9,138
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$1,277

Fund lineup

CSV with Pro

18 funds of $250K or more; 32 lines in all, holding $14.3M of the plan's $14.4M. From the 2024 filing. Recordkeeper: Empower.

In collective trusts51%median 0% for plans of $5M to $50M (34,889 plans)

In index funds20%median 21% for plans of $5M to $50M (34,889 plans)

In the main target-date series0%median 35% for plans of $5M to $50M (34,889 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
iShare S&P 500 Index K Mutual Fund Manager not matched · Mutual fund Index	Not yet matched	Mutual fund	$2.8M	19.7%
Great Gray Trust American Funds 2055 I Capital Group · Collective trust	Capital Group	Collective trust	$1.1M	7.8%
Great Gray Trust American Funds 2025 I Capital Group · Collective trust	Capital Group	Collective trust	$1.1M	7.6%
Great Gray Trust American Funds 2045 Capital Group · Collective trust	Capital Group	Collective trust	$983K	6.9%
American Funds Growth Fund of Amer R6 Mutual Fund Capital Group · Mutual fund	Capital Group	Mutual fund	$893K	6.2%
Great Gray Trust American Funds 2060 I Capital Group · Collective trust	Capital Group	Collective trust	$849K	5.9%
Great Gray Trust American Funds 2030 I Capital Group · Collective trust	Capital Group	Collective trust	$818K	5.7%
Great Gray Trust American Funds 2035 I Capital Group · Collective trust	Capital Group	Collective trust	$683K	4.8%
Great Gray Trust American Funds 2050 I Capital Group · Collective trust	Capital Group	Collective trust	$567K	4.0%
American Funds Fundamental Investors R-6 Mutual fund Capital Group · Mutual fund	Capital Group	Mutual fund	$428K	3.0%

See the other 22 lines in this lineup with Solo.

Covers 60,908 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$102K

$674 / participant

Recordkeeping$55K53.9%
Investment mgmt$47K46.1%

% of EOY assets

0.710%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: WILLIAM OVERMAN PIERCE LLP
Auditor EIN: 561031342
Audit fees: $0
Opinion code: Unqualified

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Provider

Service type

Compensation

UBS FINANCIAL SERVICES INC2 years

Service code 27

PO BOX 198928 · NASHVILLE, TN 37238

Advisory (Plan)

$45,950

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$9,138

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$1,277

Fund

Dollars

% of funds%

iShare S&P 500 Index K Mutual Fund

Manager not matched · Mutual fund

Index

$2.8M

19.7%

Great Gray Trust American Funds 2055 I

Capital Group · Collective trust

$1.1M

7.8%

Great Gray Trust American Funds 2025 I

Capital Group · Collective trust

$1.1M

7.6%

Great Gray Trust American Funds 2045

Capital Group · Collective trust

$983K

6.9%

American Funds Growth Fund of Amer R6 Mutual Fund

Capital Group · Mutual fund

$893K

6.2%

Great Gray Trust American Funds 2060 I

Capital Group · Collective trust

$849K

5.9%

Great Gray Trust American Funds 2030 I

Capital Group · Collective trust

$818K

5.7%

Great Gray Trust American Funds 2035 I

Capital Group · Collective trust

$683K

4.8%

Great Gray Trust American Funds 2050 I

Capital Group · Collective trust

$567K

4.0%

American Funds Fundamental Investors R-6 Mutual fund

Capital Group · Mutual fund

$428K

3.0%

Aspida Financial Services, LLC 401(k) Profit Sharing Plan and Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Aspida Financial Services, LLC 401(k) Profit Sharing Plan and Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion