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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,763 | $150,447-90.2% | $136,298-89.2% | $147,586-90.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 30.24% | 1049.15%-1018.9pp | 5156.27%-5126.0pp | 578.59%-548.4pp |
| Employer contribution / active EE | $5,031 | $5,256-4.3% | $4,696+7.1% | $4,876+3.2% |
| Participant deferral / active EE | $8,195 | $6,631+23.6% | $6,247+31.2% | $5,439+50.7% |
| Admin fee / account holder | $882 | $10,906-91.9% | $9,244-90.5% | $10,886-91.9% |