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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,875 | $183,516-71.2% | $155,534-66.0% | $145,884-63.8% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 12.35% | 61.43%-49.1pp | 64.92%-52.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $2,352 | $5,315-55.8% | $4,675-49.7% | $4,662-49.6% |
| Participant deferral / active EE | $8,986 | $6,467+39.0% | $5,630+59.6% | $6,690+34.3% |
| Admin fee / account holder | $424 | $19,293-97.8% | $15,900-97.3% | $13,392-96.8% |