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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,045 | $167,353-88.6% | $143,797-86.8% | $134,545-85.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.15% | 0.48%-29.6pp | -0.04%-29.1pp | 418.37%-447.5pp |
| Employer contribution / active EE | $2,996 | $5,620-46.7% | $4,952-39.5% | $4,742-36.8% |
| Participant deferral / active EE | $10,858 | $6,447+68.4% | $5,638+92.6% | $6,401+69.6% |
| Admin fee / account holder | $1,036 | $18,096-94.3% | $14,679-92.9% | $11,431-90.9% |