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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,594 | $138,114-22.8% | $125,391-15.0% | $134,545-20.8% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -3.66% | 750.88%-754.5pp | 572.41%-576.1pp | 418.37%-422.0pp |
| Employer contribution / active EE | $6,504 | $5,246+24.0% | $4,816+35.1% | $4,742+37.2% |
| Participant deferral / active EE | $12,017 | $7,801+54.1% | $7,448+61.3% | $6,401+87.7% |
| Admin fee / account holder | $16,526 | $11,570+42.8% | $10,009+65.1% | $11,431+44.6% |