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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,875 | $176,120-43.9% | $159,487-38.0% | $167,553-41.0% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 24.52% | 331.95%-307.4pp | 263.71%-239.2pp | 478.89%-454.4pp |
| Employer contribution / active EE | $5,349 | $5,299+0.9% | $4,831+10.7% | $4,840+10.5% |
| Participant deferral / active EE | $10,366 | $7,752+33.7% | $7,354+41.0% | $6,343+63.4% |
| Admin fee / account holder | $614 | $12,561-95.1% | $10,804-94.3% | $12,316-95.0% |