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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,497 | $61,356-63.3% | $149,696-85.0% | $71,511-68.5% |
| Participation rate | 32.2% | 62.5%-30.3pp | 78.8%-46.5pp | 67.9%-35.7pp |
| Annual return | 21.70% | 35.86%-14.2pp | 134.46%-112.8pp | 28.86%-7.2pp |
| Employer contribution / active EE | $826 | $2,382-65.3% | $4,821-82.9% | $2,589-68.1% |
| Participant deferral / active EE | $1,693 | $2,920-42.0% | $5,682-70.2% | $4,291-60.5% |
| Admin fee / account holder | $586 | $1,263-53.6% | $13,212-95.6% | $1,588-63.1% |