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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,033 | $105,198-52.4% | $159,455-68.6% | $85,856-41.7% |
| Participation rate | 64.7% | 75.8%-11.1pp | 82.8%-18.1pp | 69.3%-4.6pp |
| Annual return | 75.59% | 45.08%+30.5pp | 263.63%-188.0pp | 318.58%-243.0pp |
| Employer contribution / active EE | $2,066 | $3,319-37.8% | $4,830-57.2% | $2,565-19.5% |
| Participant deferral / active EE | $5,086 | $5,946-14.5% | $7,353-30.8% | $3,952+28.7% |
| Admin fee / account holder | $5,180 | $6,934-25.3% | $10,800-52.0% | $6,261-17.3% |