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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,420 | $135,645-88.6% | $110,243-86.0% | $135,379-88.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 10.27% | 513.24%-503.0pp | 314.76%-304.5pp | 519.79%-509.5pp |
| Employer contribution / active EE | $1,750 | $4,907-64.3% | $3,827-54.3% | $4,779-63.4% |
| Participant deferral / active EE | $2,621 | $5,507-52.4% | $4,672-43.9% | $5,609-53.3% |
| Admin fee / account holder | $500 | $11,458-95.6% | $8,548-94.2% | $10,828-95.4% |