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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,199 | $165,381-58.8% | $149,730-54.5% | $158,966-57.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 0.48% | 348.29%-347.8pp | 276.70%-276.2pp | 302.95%-302.5pp |
| Employer contribution / active EE | $4,965 | $5,104-2.7% | $4,645+6.9% | $4,762+4.3% |
| Participant deferral / active EE | $4,965 | $7,182-30.9% | $6,843-27.4% | $5,983-17.0% |
| Admin fee / account holder | $56,587 | $10,809+423.5% | $9,310+507.8% | $11,250+403.0% |