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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,854 | $87,834-54.6% | $133,975-70.3% | $62,881-36.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 3.52% | 12.05%-8.5pp | 29.29%-25.8pp | 20.14%-16.6pp |
| Employer contribution / active EE | $6,401 | $3,482+83.8% | $5,211+22.8% | $2,281+180.6% |
| Participant deferral / active EE | $11,161 | $4,812+132.0% | $6,282+77.7% | $3,203+248.5% |
| Admin fee / account holder | $2,375 | $5,372-55.8% | $9,324-74.5% | $4,296-44.7% |