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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,485 | $175,257-60.4% | $149,717-53.6% | $139,456-50.2% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 22.13% | 166.70%-144.6pp | 134.41%-112.3pp | 373.45%-351.3pp |
| Employer contribution / active EE | $1,626 | $5,477-70.3% | $4,820-66.3% | $4,753-65.8% |
| Participant deferral / active EE | $8,714 | $6,521+33.6% | $5,682+53.4% | $6,711+29.8% |
| Admin fee / account holder | $19,923 | $16,156+23.3% | $13,213+50.8% | $11,407+74.7% |