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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,774 | $84,236-20.7% | $170,435-60.8% | $70,126-4.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 0.00% | 23.06%-23.1pp | 205.94%-205.9pp | 73.15%-73.1pp |
| Employer contribution / active EE | $4,094 | $3,387+20.9% | $5,432-24.6% | $2,343+74.8% |
| Participant deferral / active EE | $4,001 | $3,086+29.7% | $4,939-19.0% | $3,332+20.1% |
| Admin fee / account holder | $4,805 | $5,698-15.7% | $13,881-65.4% | $4,645+3.4% |