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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,676 | $167,353-91.2% | $143,797-89.8% | $134,545-89.1% |
| Participation rate | 73.3% | 84.8%-11.5pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -32.01% | 0.48%-32.5pp | -0.04%-32.0pp | 418.37%-450.4pp |
| Employer contribution / active EE | $1,914 | $5,620-65.9% | $4,952-61.3% | $4,742-59.6% |
| Participant deferral / active EE | $3,566 | $6,447-44.7% | $5,638-36.8% | $6,401-44.3% |
| Admin fee / account holder | $454 | $18,096-97.5% | $14,679-96.9% | $11,431-96.0% |