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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,223 | $217,432-91.6% | $185,849-90.2% | $167,536-89.1% |
| Participation rate | 69.2% | 86.1%-16.8pp | 81.7%-12.5pp | 82.1%-12.9pp |
| Annual return | 15.18% | 148.42%-133.2pp | 122.10%-106.9pp | 478.82%-463.6pp |
| Employer contribution / active EE | $1,962 | $5,875-66.6% | $5,169-62.0% | $4,839-59.5% |
| Participant deferral / active EE | $3,344 | $6,357-47.4% | $5,569-40.0% | $6,342-47.3% |
| Admin fee / account holder | $232 | $19,818-98.8% | $16,244-98.6% | $12,315-98.1% |