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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,755 | $81,457-70.8% | $103,378-77.0% | $80,911-70.6% |
| Participation rate | 53.5% | 66.8%-13.4pp | 74.5%-21.0pp | 67.6%-14.2pp |
| Annual return | 14.26% | 25.58%-11.3pp | 24.91%-10.6pp | 35.63%-21.4pp |
| Employer contribution / active EE | $1,917 | $3,107-38.3% | $3,870-50.5% | $2,756-30.4% |
| Participant deferral / active EE | $2,898 | $3,871-25.1% | $5,058-42.7% | $4,297-32.6% |
| Admin fee / account holder | $261 | $6,717-96.1% | $8,401-96.9% | $6,935-96.2% |