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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,591 | $152,597-84.5% | $117,533-79.9% | $134,532-82.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -21.06% | 53.04%-74.1pp | 29.77%-50.8pp | 418.27%-439.3pp |
| Employer contribution / active EE | $2,656 | $5,576-52.4% | $4,179-36.4% | $4,741-44.0% |
| Participant deferral / active EE | $10,730 | $4,821+122.6% | $4,072+163.5% | $6,401+67.6% |
| Admin fee / account holder | $362 | $7,007-94.8% | $5,647-93.6% | $11,429-96.8% |