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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,717 | $106,247-80.5% | $96,515-78.5% | $139,466-85.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 21.97% | 38.47%-16.5pp | 35.73%-13.8pp | 373.66%-351.7pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,649 | $5,456-14.8% | $4,880-4.7% | $6,712-30.7% |
| Admin fee / account holder | $564 | $7,885-92.8% | $6,735-91.6% | $11,409-95.1% |