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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,651 | $115,814-93.4% | $101,275-92.4% | $158,982-95.2% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 25.77% | 56.16%-30.4pp | 46.48%-20.7pp | 302.99%-277.2pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,846 | $4,958-42.6% | $4,371-34.9% | $5,983-52.4% |
| Admin fee / account holder | $856 | $7,249-88.2% | $5,948-85.6% | $11,252-92.4% |