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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,680 | $123,793+46.8% | $177,822+2.2% | $79,860+127.5% |
| Participation rate | 92.3% | 84.7%+7.7pp | 87.7%+4.6pp | 69.6%+22.7pp |
| Annual return | 21.89% | 22.82%-0.9pp | 48.32%-26.4pp | 31.72%-9.8pp |
| Employer contribution / active EE | $24,500 | $4,095+498.3% | $5,918+314.0% | $2,471+891.5% |
| Participant deferral / active EE | $13,374 | $5,956+124.5% | $7,714+73.4% | $3,740+257.6% |
| Admin fee / account holder | $4,347 | $7,243-40.0% | $12,428-65.0% | $5,306-18.1% |