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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,960 | $100,792-50.4% | $86,691-42.4% | $134,509-62.9% |
| Participation rate | 27.8% | 78.9%-51.2pp | 76.6%-48.8pp | 81.2%-53.5pp |
| Annual return | -18.31% | 29.08%-47.4pp | 35.94%-54.3pp | 418.13%-436.4pp |
| Employer contribution / active EE | $820 | $3,491-76.5% | $2,837-71.1% | $4,741-82.7% |
| Participant deferral / active EE | $5,023 | $5,339-5.9% | $4,656+7.9% | $6,400-21.5% |
| Admin fee / account holder | $2,077 | $10,924-81.0% | $7,492-72.3% | $11,427-81.8% |