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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,927 | $175,257-65.2% | $149,717-59.3% | $139,456-56.3% |
| Participation rate | 40.0% | 83.4%-43.4pp | 78.8%-38.8pp | 80.3%-40.3pp |
| Annual return | 20.84% | 166.70%-145.9pp | 134.41%-113.6pp | 373.45%-352.6pp |
| Employer contribution / active EE | $4,671 | $5,477-14.7% | $4,820-3.1% | $4,753-1.7% |
| Participant deferral / active EE | $6,200 | $6,521-4.9% | $5,682+9.1% | $6,711-7.6% |
| Admin fee / account holder | $639 | $16,156-96.0% | $13,213-95.2% | $11,407-94.4% |