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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,108 | $133,998-94.7% | $112,263-93.7% | $134,545-94.7% |
| Participation rate | 69.6% | 78.6%-9.0pp | 75.1%-5.5pp | 81.2%-11.7pp |
| Annual return | 1.39% | 47.17%-45.8pp | 27.49%-26.1pp | 418.37%-417.0pp |
| Employer contribution / active EE | $1,662 | $4,040-58.9% | $3,636-54.3% | $4,742-64.9% |
| Participant deferral / active EE | $3,386 | $5,292-36.0% | $4,729-28.4% | $6,401-47.1% |
| Admin fee / account holder | $158 | $7,493-97.9% | $6,410-97.5% | $11,431-98.6% |