Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,799 | $62,672-76.4% | $185,117-92.0% | $70,126-78.9% |
| Participation rate | 22.2% | 63.8%-41.6pp | 77.3%-55.0pp | 69.5%-47.3pp |
| Annual return | 6.46% | 40.79%-34.3pp | 40.50%-34.0pp | 73.15%-66.7pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,561 | $3,272-52.3% | $5,045-69.1% | $3,332-53.1% |
| Admin fee / account holder | $6,325 | $3,932+60.9% | $8,159-22.5% | $4,645+36.2% |