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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,924 | $72,273-43.4% | $101,275-59.6% | $79,856-48.8% |
| Participation rate | 19.0% | 68.5%-49.4pp | 75.8%-56.8pp | 69.6%-50.6pp |
| Annual return | 19.61% | 22.30%-2.7pp | 46.48%-26.9pp | 31.71%-12.1pp |
| Employer contribution / active EE | $921 | $2,691-65.8% | $3,660-74.8% | $2,471-62.7% |
| Participant deferral / active EE | $1,666 | $3,282-49.2% | $4,371-61.9% | $3,741-55.5% |
| Admin fee / account holder | $723 | $4,401-83.6% | $5,948-87.9% | $5,306-86.4% |