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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,192 | $65,367-44.6% | $92,915-61.0% | $72,976-50.4% |
| Participation rate | 25.0% | 68.3%-43.3pp | 76.0%-51.0pp | 69.5%-44.5pp |
| Annual return | 25.67% | 42.11%-16.4pp | 109.45%-83.8pp | 81.02%-55.3pp |
| Employer contribution / active EE | $958 | $2,594-63.0% | $3,653-73.8% | $2,440-60.7% |
| Participant deferral / active EE | $1,476 | $3,128-52.8% | $4,238-65.2% | $3,608-59.1% |
| Admin fee / account holder | $612 | $4,251-85.6% | $5,796-89.4% | $5,124-88.0% |