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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,167 | $81,504+36.4% | $102,437+8.5% | $80,959+37.3% |
| Participation rate | 23.7% | 66.9%-43.2pp | 74.5%-50.8pp | 67.7%-44.0pp |
| Annual return | 11.52% | 25.60%-14.1pp | 24.95%-13.4pp | 35.67%-24.2pp |
| Employer contribution / active EE | $1,195 | $3,104-61.5% | $3,871-69.1% | $2,757-56.6% |
| Participant deferral / active EE | $2,799 | $3,871-27.7% | $5,060-44.7% | $4,300-34.9% |
| Admin fee / account holder | $974 | $6,719-85.5% | $8,388-88.4% | $6,925-85.9% |