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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,167 | $26,137-34.3% | $58,561-70.7% | $74,460-76.9% |
| Participation rate | 11.1% | 32.2%-21.1pp | 50.9%-39.8pp | 70.7%-59.7pp |
| Annual return | 19.52% | 32.53%-13.0pp | 4251.33%-4231.8pp | 34.38%-14.9pp |
| Employer contribution / active EE | $149 | $537-72.3% | $1,053-85.9% | $2,638-94.4% |
| Participant deferral / active EE | $491 | $1,076-54.3% | $1,923-74.5% | $4,530-89.2% |
| Admin fee / account holder | $917 | $648+41.5% | $2,520-63.6% | $348+163.6% |