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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,425 | $76,608-87.7% | $56,077-83.2% | $145,877-93.5% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 13.19% | 3009.59%-2996.4pp | 1709.28%-1696.1pp | 551.28%-538.1pp |
| Employer contribution / active EE | $399 | $1,382-71.1% | $1,040-61.7% | $4,663-91.4% |
| Participant deferral / active EE | $1,421 | $2,624-45.9% | $1,954-27.3% | $6,691-78.8% |
| Admin fee / account holder | $2,929 | $3,325-11.9% | $2,825+3.7% | $13,402-78.1% |