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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,425 | $76,634-87.7% | $56,054-83.2% | $145,978-93.5% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 13.19% | 3004.33%-2991.1pp | 1705.95%-1692.8pp | 550.52%-537.3pp |
| Employer contribution / active EE | $399 | $1,380-71.1% | $1,039-61.6% | $4,662-91.4% |
| Participant deferral / active EE | $1,421 | $2,622-45.8% | $1,952-27.2% | $6,690-78.8% |
| Admin fee / account holder | $2,929 | $3,321-11.8% | $2,822+3.8% | $13,400-78.1% |