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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,383 | $181,062-76.0% | $158,223-72.6% | $155,188-72.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.27% | 57.39%-41.1pp | 52.09%-35.8pp | 148.84%-132.6pp |
| Employer contribution / active EE | $6,387 | $4,565+39.9% | $4,109+55.4% | $4,248+50.4% |
| Participant deferral / active EE | $3,066 | $6,134-50.0% | $5,467-43.9% | $6,531-53.1% |
| Admin fee / account holder | $855 | $18,825-95.5% | $16,047-94.7% | $14,480-94.1% |