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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,748 | $183,516-74.0% | $155,534-69.3% | $145,884-67.3% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 13.79% | 61.43%-47.6pp | 64.92%-51.1pp | 551.85%-538.1pp |
| Employer contribution / active EE | $7,848 | $5,315+47.7% | $4,675+67.9% | $4,662+68.3% |
| Participant deferral / active EE | $3,821 | $6,467-40.9% | $5,630-32.1% | $6,690-42.9% |
| Admin fee / account holder | $1,841 | $19,293-90.5% | $15,900-88.4% | $13,392-86.2% |