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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,383 | $185,312-76.6% | $161,489-73.1% | $154,746-72.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.27% | 103.84%-87.6pp | 89.72%-73.5pp | 172.34%-156.1pp |
| Employer contribution / active EE | $6,387 | $4,769+33.9% | $4,268+49.6% | $4,379+45.8% |
| Participant deferral / active EE | $3,066 | $6,350-51.7% | $5,630-45.5% | $6,730-54.4% |
| Admin fee / account holder | $855 | $18,654-95.4% | $16,006-94.7% | $14,365-94.0% |