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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,383 | $227,399-80.9% | $189,758-77.1% | $198,609-78.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.27% | 61.03%-44.8pp | 52.62%-36.4pp | 202.70%-186.4pp |
| Employer contribution / active EE | $6,387 | $5,526+15.6% | $4,767+34.0% | $5,055+26.3% |
| Participant deferral / active EE | $3,066 | $6,837-55.2% | $5,856-47.6% | $6,977-56.0% |
| Admin fee / account holder | $855 | $25,162-96.6% | $20,388-95.8% | $19,030-95.5% |